Empowering Your Business With Strategic Financing

Sathyam provides tailored B2B debt financing solutions to fuel your business growth and success. Discover how our customized approach can help your business thrive.

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About Us

Building financial partnerships for sustainable business growth

Your Trusted Financial Partner

At Sathyam, we understand that every business has unique financial needs. We're not just lenders – we're strategic partners committed to your business success.

With years of industry expertise, we've developed a comprehensive approach to B2B debt financing that prioritizes relationship-building, transparency, and tailored solutions designed specifically for your business requirements.

Strategic Finance

We go beyond traditional lending to provide strategic financial advice and customized solutions.

Client-Centric Approach

Our relationship-based model ensures we truly understand your business needs and aspirations.

Regulatory Compliance

We maintain the highest standards of regulatory compliance and ethical lending practices.

Professional team at CapitalEdge

Business Loans & Credit Services

Comprehensive financial solutions designed for your business needs

Working Capital Loan services

Working Capital Loans

Fuel your daily operations with flexible working capital financing. Manage cash flow gaps, inventory procurement, and operational expenses effectively.

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Machinery and Equipment Loan services

Machinery / Equipment Loans

Acquire the latest machinery and equipment to boost productivity. Our asset-based financing options help you modernize without depleting capital reserves.

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Project Finance services

Project Finance

Transform ambitious projects into reality with our structured project financing. We provide long-term capital for expansion, facility development, and major initiatives.

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Invoice and Receivables Financing services

Invoice / Receivables Financing

Convert your accounts receivables into immediate cash flow. Our invoice financing solutions help bridge payment gaps while you continue business growth.

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Bridge Loans services

Bridge Loans / Short-Term Loans

Navigate transitional periods with confidence using our bridge financing options. Ideal for temporary gaps, acquisitions, or time-sensitive opportunities.

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Customized Structured Debt services

Customized Structured Debt

Get financing solutions crafted specifically for your unique business challenges. Our experts design bespoke debt structures aligned with your business model and goals.

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Why Choose Us

The CapitalEdge advantage that sets us apart in the financial industry

Regulatory Compliance & Trust

We adhere to the highest standards of regulatory compliance, ensuring all transactions are transparent, ethical, and fully compliant with industry regulations.

Transparent Processing

No hidden fees or surprise terms. We believe in complete transparency throughout the application, approval, and repayment process.

Customizable Credit Structures

Our flexible approach allows us to customize financing solutions that align perfectly with your business model and cash flow patterns.

Relationship-Based Lending

We build long-term relationships focused on your success. Our team takes the time to understand your business dynamics and growth trajectory.

Fast Turnaround & Support

Time-sensitive decisions require prompt action. Our streamlined process ensures quick evaluations and approvals when you need capital most.

Experienced Team

Our team of financial experts brings years of industry knowledge to help you navigate complex financial decisions with confidence.

500+
Businesses Financed
95+
Client Satisfaction
750+
Million in Financing
15+
Years of Experience

What Our Clients Say

Success stories from businesses we've helped thrive

CapitalEdge provided exactly what my manufacturing business needed – flexible working capital that aligned with our production cycles. Their team took the time to understand our operations and designed financing that supports our growth.

Rajesh Kumar
Rajesh Kumar
CEO, PrecisionTech Manufacturing

When we needed to upgrade our entire fleet of equipment, CapitalEdge came through with equipment financing that preserved our cash flow. Their expertise in asset-based lending made a complex transaction seamless and efficient.

Priya Sharma
Priya Sharma
CFO, Logistics Solutions Ltd.

The invoice financing solution from CapitalEdge transformed our cash flow management. With clients often paying in 60-90 days, their quick receivables financing has allowed us to pursue growth opportunities without hesitation.

Vikram Mehta
Vikram Mehta
Founder, InnovateTech Solutions

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Take the first step toward financial empowerment for your business

We never share your data: Your information is secure and will only be used to process your loan application and provide relevant services.

Frequently Asked Questions

Find answers to common questions about our financing solutions

What are the eligibility criteria for business loans?

Eligibility typically depends on several factors including:

  • Business operational history (minimum 2 years preferred)
  • Annual revenue requirements (varies by loan type)
  • Credit profile and financial health
  • Industry sector and business model viability
  • Purpose of financing and repayment capability

Our team conducts a holistic assessment rather than relying solely on rigid criteria, enabling us to consider unique business circumstances.

What documents are needed for the loan application?

Standard documentation typically includes:

  • Business registration/incorporation documents
  • GST registration and returns (last 12 months)
  • Income tax returns (last 2-3 years)
  • Financial statements (balance sheet, P&L, cash flow)
  • Bank statements (last 6-12 months)
  • KYC documents for directors/partners/proprietors
  • Business plan/project report (for project financing)

Additional documentation may be required based on the specific loan type and amount.

What are your typical interest rates?

Interest rates are determined based on multiple factors including:

  • Loan type and amount
  • Business credit profile and financial health
  • Loan tenure and repayment structure
  • Collateral/security provided (if applicable)
  • Industry risk assessment

Our rates typically range from 10% to 18% per annum, but we provide customized quotes after a thorough assessment of your specific business situation. We pride ourselves on transparent pricing with no hidden fees.

What loan tenure options do you offer?

Our loan tenure options vary based on the financing type:

  • Working Capital Loans: 6 months to 3 years
  • Machinery/Equipment Loans: 1 to 7 years
  • Project Finance: 3 to 10 years
  • Invoice Financing: 30 to 120 days
  • Bridge Loans: 3 to 18 months
  • Structured Debt: Customized as per project requirements

We design repayment schedules that align with your business cash flow patterns, including options for seasonal businesses with variable payment structures.

What is the application and approval process?

Our streamlined process typically follows these steps:

  1. Initial Consultation: Discussion of your financing needs and preliminary assessment
  2. Application Submission: Complete our application form with basic business information
  3. Document Collection: Submit required financial and business documents
  4. Credit Evaluation: Our team analyzes your business profile and financials
  5. Proposal Presentation: We provide a detailed financing proposal with terms
  6. Agreement Finalization: Upon acceptance, legal documentation is processed
  7. Disbursement: Funds are released according to the agreed schedule

The timeline varies by loan complexity, but most straightforward applications receive decisions within 7-10 business days.

Is collateral required for all loan types?

Collateral requirements vary by loan type:

  • Working Capital Loans: May be secured or unsecured based on amount and business profile
  • Equipment Loans: Usually secured by the equipment being financed
  • Project Finance: Typically requires project assets and additional security
  • Invoice Financing: Secured by the invoices themselves
  • Bridge Loans: Often secured against identified future cash flows or assets
  • Structured Debt: Customized security structure based on transaction specifics

We offer some collateral-free options for established businesses with strong financials and credit profiles. Our team will advise on the most suitable structure for your situation.

Contact Us

Reach out today to discuss your business financing needs

Our Location

Corporate Headquarters
Chennai, Tamil Nadu, India

Call Us

+91 7358220083

Email Us

krishduseja16@gmail.com

WhatsApp

Chat with us on WhatsApp

Business Hours

Monday - Friday: 9:00 AM - 6:00 PM
Saturday: 10:00 AM - 2:00 PM